About
Monk creates a structured and efficient way for social circles to lend money to each other while improving one's credit score. It mimics a popular, but mostly unknown to the american culture, offline lending model within various immigrant communities. We are taking such model online via a mobile application to increase the security and the scalability of the transactions. In addition, we will serve as an independent third party to verify such lending/borrowing activities to the credit bureau to help the members within these communities build and improve their credit scores.